Posts tagged ‘free stuff’

February 29, 2012

Why I love my iPhone

by Robyn

I’ve had a personal cell phone for 9 years, and in that 9 years, only once have I paid for my phone. That was for my last contracted phone. I grudgingly paid the $100 for an LG Rumor because I didn’t like any of the free phones they offered. I’ve been putting off getting a new phone for over a year. My contract expired in February 2011 and I refused to sign another 2 year contract knowing that I might have to buy out of it if I travelled before my contract was up.

After a lot of research and “justification,” I’ve finally given in and purchased an iphone. Knowing that, fingers crossed, I’ll be travelling in just over a year, I opted not to sign into a new contract and paid full price for an 8G White iPhone 4.

So how have I justified spending $630 on a cell phone? Almost $100 more than what I pay in rent? An iPhone is clearly more than just a phone. It can do so much more that what my LG Razor could ever do for me. Here are some of my favourite apps that I use on a daily basis.

MyFitnessPal: I love this app and I use it everyday, multiple times a day. I want to be healthier and this app is helping me do that. I can track what I eat, how many calories I’m consuming, how many calories I’m burning, and whether or not I’m getting my recommended daily vitamins and nutrients. Without this app, I would never have known that I don’t get nearly the amount of daily iron I should be. With the help of this app I’ve been able to adjust my eating habits to lower my calorie intake and I’ve started taking vitamin suppliments so that I get all my daily nutrients.

Spendings: I’ve actively used the MyFinancialTracker feature of RBC since it was first introduced a few years ago, and this app is another excellent way for me to track my spending. It’s simple and easy to use. I track everything I spend my money on from groceries, trips to the salon, drinks with friends, even what I spend on postage. The disadvantage to RBC’s MyFinancialTracker is that it only tracks debit/credit purchases. With this app I can track all of my income/expenses, regardless of the form of payment.

HoursTracker: I work 2 jobs, one of them being a serving job, where technically I get paid down to the minute, so every minute counts. I’ve always kept my weekly timecard but usually just looked at what is deposited into my account and figured “that looks about right.” I’ve only been using this app for a month and noticed on my last paycheck I was shorted almost 10 hours in pay. That’s just shy of $100 that they neglected to pay me. When you work in an industry where you work random hours and split shifts, tracking your hours is a must. This app allows me to track the hours that I work, my breaks, make notes on shifts and it tells me how much money I have earned after every shift. At the end of every week, I email my hours to myself so that I always have a quick reference of my weekly earnings.

P Tracker Lite: This little app is pretty self explainatory. It’s a period tracker. I haven’t been on the pill in a few years, therefor am not as regular as I used to to be. Or at least I don’t have a pill pack to tell me if I’m regular or not. This App allows me to track my period, how long it lasts, when I’m fertile (not that I care – no babies for me), and it’ll predict my next period. Other features include the ability to track symptoms, moods, weight, and best of all, you can set the App up to be password protected.

UrbanSpoon: I can’t help but love this App. It was an amazing tool to have on my recent trip to Ottawa. You can find reviews and pictures for almost any and every restaurant in any given city. It use it constantly to find new places to eat in my own hometown and to find affordable, new places to eat when I’m on vacation.

Rage Comics: This App is a great way for some good laughs and an excellent way to kill some time. The comics that people create from real life are so funny, and there are always new comics.

Some of my other favourite Apps include Twitter, instagram, facebook, DataMan & Shazam. I’m becoming a bit of a phone addict but how can I not? It’s everything, phone, texting, camera, music, social networking, all wrapped into a $630 piece of awesomeness, and when I’m travelling, I’ll just drop my phone plan. Unlike every other phone I’ve ever had, it won’t become a paper weight.

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October 28, 2011

I just paid you in full for my “FREE” month

by Robyn

After packing on a few pounds over the summer, I decided it was time I re-joined a gym. I spent a few days looking at the different facilities. Near work and near home. What would work best for my lifestyle and my wallet.

I wanted to find the best deal I could. I wanted a gym near where I work, close to my house if possible, flexible hours. So I decided on SNAP Fitness. They are open 24/7, although limited they do offer classes, they have personal trainers available to you, there is one close to my work as well as my house, they have a low membership fee and reasonable monthy rates. Or so I thought.

I am feeling really stupid today, because I got scammed. I didn’t want to sign a 12-month contract, nor do a month-to-month, so I decided on a 6-month contract. That way, I’m only locked in over the winter months and I can have the summers off. Depending on which location I joined, a 6-month contract monthly rate would be in the range of $35-36.00. That I can do.

A new SNAP gym down the street from my house opened at the beginning of the month. I got a voucher in the mail the would waive my enrollement membership fee if I joined before October 31.

With the 6-month contract, my monthly rate would be $35.96. Or I could pre-pay, and by doing so, I would get 1 free month. I figured, why not, throw it on the credit card, then I don’t have to worry about paying for the next 6-months.

It was only when I got home and did a little bit of math did I realize that I didn’t get 1 month free, instead I just paid them upfront for a 6 month contract that is now actually 7 months.

The pre-paid total is $251.70 + $20 access card x PST. This gave me 6-month pre-paid, plus 1 month free, so in total, 7 months pre-paid. But when you break it down, I just paid for 7 months, at the 6-month contract monthly rate.

If you pay month-to-month, its $41.95.

41.95 x 6 months = 251.70 (which is what I paid! But I didn’t sign up for month-to-month)

If you pay the monthly rate on the 6 month contract, it’s $35.96.

35.96 x 6 months = 215.76

So really, all they did was charge me for 6 months on the month-to-month rate (instead of the 6-month contract rate I signed) and said that I got a “free” month, when really I just paid for 7 month, because if you do the math:

35.96 x 7 months= $251.70, which is what I paid under the illusion I was getting a free month.

Clearly that’s not the case. I’m pissed. I’ll be going in on Monday and calling them out to see if I can get some money refunded or something, valued at $36, for free. Because I never got the “free” that they promised me.

August 30, 2011

Extreme couponing is an extreme waste

by Robyn

I’ll be the first to admit it, I’ve watched Extreme Couponing a few times on TLC. I can’t help myself. I am drawn to nearly every form of your stereotypical bad tv. Wedding shows, design shows, having abnormal quantities of babies shows, weird jobs, hoarding,  addictions, you name it, I probably watch it. I don’t follow these shows regularly but if I can’t find anything else to watch, it’s almost a given I’ll end up watching the newest episode of Hoarding: Buried Alive, or Intervention or what have you.

When is comes to watching Extreme Couponing, I can’t help but be in total awe and disbelief. What these people are able to achieve is without a doubt, impressive. Although these people clearly have compulsion issues (see image below), at least they are channeling these urges into something positive. I guess? Sort of?

Seeing the insane stock piles amassed by these individuals just leaves me stunned. Does any single family household really need hundreds of tooth brushes? Or boxes of deodorant, body lotion, soap, etc? Who needs 40 bottles of relish? 100 cans of soup? 50 bags of chocolate chips?

Beyond bursting at the seams, how much of these massive collection will still be good 5 years?

On a cleaning kick last night I started going through my fridge and pantry, throwing out everything that’s expired. I moved into my apartment in February of 2008, so anything in my apartment, food wise, is no more than 4 years old. Until recently I never knew how quickly, even canned goods went bad.

This is a short list of what I threw out:
butter (I didn’t even know butter could go bad)
4 cans of soup (2 years expired)
3 bottles of salad dressing (1 unopened)
an almost-full bottle of corn syrup
hot sauce
plum sauce
molasses
lime juice
bbq sauce
baking powder

What on earth are these extreme couponers doing hoarding these ridiculous quantities of food products? Is your family of four really going to eat ALL of that food before it expires. Not likely, unless you are going to eat a bowl of soup with instant mr. noodle on the side every day for a year. For a kick of flavour, add some relish? You’ve got 40 bottles. Why not have a bag of chocolate chips for dessert? And just throw your toothbrush away after using it. You’ve got another 1000 to last you for the next 3 years.

I get it, these people “buy” these items in mass quantity because they can. The high. The thrill. The rush they must get knowing their walking out of a store, legally, with hundreds of dollars worth of product that they didn’t pay a cent for. But seriously? Why are you spending 40 hours a week searching for coupon deals so you can stock up on food that will likely expire before you can consume all of it?

I’m feeling pretty bummed knowing that I just threw out probably $50 worth of expired food. I don’t have the patience to coupon. Plus it’s a lot harder to coupon to the extreme in Canada because our stores don’t “double up” deals like they do in the states. I will admit since watching this show I have learned some really important things that I can apply to my personal spending habits. Such as, as good of a deal as it may be, don’t stock up on unnecessary quantities of items that have an expiry date. And a LOT of things have expiry dates. Even if it’s free, it always makes me sad knowing something is going to waste.

From now on, I’m going to be more selective when buying items to stock my fridge and pantry. I’ll ask myself  “If I buy this will I use 10% of the product before it goes bad and I have to throw it out?” If the answer is yes, I’ll spend the money to drive out to my parents place to “borrow” some from them. Or I’ll be a little less anti-social and introduce myself to my neighbours to borrow a cup of _______.

Since the debut of this series, these “extreme couponers” have been getting quite a bit of media coverage . You can find a few amusing, and kind of ironic news stories here and here.

May 30, 2011

I never win anything

by Robyn

It true. Very rarely do I win things. Or when I win things, it’s usually not anything that I really, really, wanted. It’s more along the lines of I entered to win it because, well, I like free stuff. Free is always better than having to dish out the cash for something.

A few weeks ago, while bored at work (which is quite often), I entered a variety of online contests for free travel stuff. I kept my fingers cross that I would get a call or an email informing me that I’d won an all expenses paid trip somewhere. Anywhere for that matter!

I didn’t quite get a free trip, but I did win a copy of the new book “the lost girls” by the gals from lostgirlsworld.com. I quick email reply with my mailing address, and a week later I got a crisp new copy of this 500+ page gem from Harper Collins.

Only today am I finally getting a chance to start reading. I’m looking forward to the 500 page read as it will not only push me to save more money for future travels, but it will help me reach my goal of reading over 10,000 pages in 2011.