Archive for June, 2012

June 5, 2012

May Roundup

by Robyn

My apologies for the new organization of my expenses. As mentioned in my last roundup, I recently changed my expense tracking over to a new app, uSpend. For the record, I’m absolutely in I love with it. I haven’t encountered any calculation issues and it doesn’t freeze like my Lemon app had started to do. Functionality so far as been great. But my expense categories are a little different now than what they used to be.

Automotive: $584.46
Banking: $61.75
Clothing & Jewelry: $36.50
Computers & Office: $0.75
Entertainment: $137.01
Food & Drinks: $147.75
Health & Beauty: $386.38
Household: $565.13
Restaurants: $148.80
Utilities: 165.75
Charity/Donation: $164.00
Investments: $100.00

Month end expenses were $2498.28, over budget by $998.28.

Compared to my spending for April, my spending in May was off the charts. I don’t even have a lot to show for it either. The month started off with a few major dents put into my wallet. The first being my Autopac payment. I missed my payment in April and got slammed with a $70 late fee. So what should have only cost me $354 cost me $430. I’ve got another $354 Autopac payment this month that’s going to drive my expenses up. That being said, instead of a $1500 goal this month, I’ll be moving my budget spending to be under $1854.

My girlfriend of over 20 years got married this month, so I knew those events would put a dent in my spending. The first weekend of May was her bachelorette party. We did pole dancing, went out for dinner at Earl’s and hit up the bar aftewards. That put me back $72.50, money that I otherwise would not have spent. She got married on the 26th. I purchased a new top for the event and gave presentation, so that was another $117.82. So for my girlfriend to marry my ex (that’s not a typo, it’s messed up I know), it cost me $190.32.

my date and I making faces in the reflective elevator door

My Health & Beauty expenses are more than triple what I spent last month. The last time I’d had a hair cut was in September, so it was long overdue, that was $55.13. I also got a massage which, again, was long over due. That was $70. I’ll be recieving a refund on a portion of that this month through my group insurance benefits. In April I’d recieved 2 free electrolysis session because the machine was one the fritz. They’ve since had the machine repaired so I paid for all 3 sessions this month, that cost me $132.83.

Not including the $45 I spent on dinner during my girlfriends bachelorette party, I spent $103.80 on restaurants, which is pretty much on par with the last 3 months.

hunting for wild mushrooms with friends at the cottage

I had a few other expenses drive up my overall spending for the month. Firstly, one of my personal goals for this summer was to get my boating license. I paid the $52.45 to register for the online course and I passed the exam last week with a grade of 88%. I also registered for the Dirty Donkey Mud Run that I’m participating in this summer. Registration cost me $68.00.

Knowing that July has the potential to be an expensive month (I’m going to be on vacation in BC for 8 days) it’s important that I keep my spending this month to a minimum. I expect that my expenses for gasoline will go up this month as I plan on going to my cottage on as many weekends as possible. That being said, I should be able to cut my expenses on food since I’m working more on weeknights so I’m not spending as much on groceries, and on weekends I’ll be sharing food expenses with my family.

I’m never late on bill payments except for my car insurance because it’s not set up for online banking, so I always get late charges. Have you ever had to pay crazy late charges because you simply forgot to pay a bill?

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