Archive for May, 2012

May 4, 2012

April Roundup – Ok, I overspent a little…

by Robyn

As predicted in my March roundup, I wasn’t able to keep my expenses below $1500 for this month. I did however, cross a few things off my shopping list, some of which cost me nothing. I’ll start by breaking down my expenses for the month.

Rent: $547.00
Food & Dining: $314.44
Bills & Utilities:170.90
Auto & Transport: $157.00
Financial: $100.00
Personal Care: $80.64
Taxes: $65.11
Travel: $61.00
Entertainment: $59.00
Gifts & Donations: $44.86
Health & Fitness: $44.75
Shopping: $24.73

At month end, I spent $1669.44, over budget by $169.44.

My food and dining expenses were really high this month. My restaurant expenses ($100.04 this month) were just below what I spent last month ($110.07). Not a big improvement, but by no means a failure. I only bought dinner at work 5 times this month compared to 8 times last month. Groceries were more than double what I spent last month, but I stocked up on quite a few things, like a $50 purchase at the Dutch Meat Market. This should help me keep my food expenses down for May.

I spent significantly less on personal care this past month, but that’s more of a stroke of luck. I had two electrolysis sessions where the machine started to malfunction. As a result, I had those two 30 minute sessions for free.

My entertainment expenses were about double compare to last month, but I got up to a lot more this month as well. I went to the Norman Rockwell Exhibit at the art gallery, as well as went to 3 concerts. It pays to know people in the music “scene” since I got into most of the concerts for free or at a discounted price. I purchased a few cd’s which bumped up my expenses.

One expense I excluded from my expense log was my flight to Vancouver at the end of June. That set me back $536.86 for a RT flight. I was choked about the cost but at the end of the month I got my income tax back and they did a reassessment for a refund of $505.67. Less the $65.11 I thought I’d owed, I only really have to pay $96.30 for my flight. I also purchased my travel insurance for $61.00.

As for the no spend challenge, this month I was successful. I completed the month with 10 no spend days. I think what made this month easier was that I’ve been concentrating on cooking at home more. In doing so, I’ve planned out my meals further in advance so I can stock up more on my grocery shopping days.

When putting this post together, I encountered an issue with my much-loved Lemon app, which I use to categorize my spending in detail. It’s ability to do basic math pretty much stopped working. I don’t know if entries aren’t linking properly or what, but I found that several month end category totals were wrong, and I had totals for categories with no actually transactions associated with them. After a rather frustrating morning, and testing of about half a dozen free apps, I’ve settled on and painstakingly transferred my expenses over to uSpend. I hoping I don’t encounter any major issues with app. I’ve never purchased an app before and if this app has any major flaws I may be forced to do just that. I’m really wary about purchasing apps because most don’t give you the option to test them out first and I don’t want to spend $5 on something I’ll never use.

Have you ever loved an app for a few months only to have it stop working?