The Big Money Drop

by Robyn

One of the best things about being a server is the tips. It’s the tips that make serving, I feel, such a hard industry to get out of. Not only do you make, on average, double your hourly wage, but you also have cash on hand all the time. The downside with having cash on hand all the time however, it that it’s always there for you to spend.

I’m not a hardcore saver, but I think I manage pretty well. Many adopt the habit of never carrying change, EVER. I find this difficult, however, a great adaptation of this habit, is to never keep your change, in the form of tips, and never carry more than $20 cash on you.

After every serving shift I take all my tips and them put them into my tip jars, less the $20 I keep in my wallet. If you can, always change your bills to larger ones, like $50’s. I’m always less likely to spend a $50 bill over a $20.

I keep my tip jar tucked away so that it’s out of sight, out of mind. The back corner of the cubby of my night table. I rarely see it, and almost never count the money in the jar. Until a few days ago. Holy Crap! Somehow I managed to save $740 cash in just a few short months. And that’s just in dollar bills. I haven’t even counted my coin jar. So this afternoon during my lunch break I zipped around to RBC and deposited the money into my savings account. It’s a little scary realizing that you’ve got that much cash just sitting in your apartment and not locked away safely in your bank account. I also got my GST cheque in the mail too.

My change jar is near overflowing so I’ll be stopping in at the credit union later this week to have that money counted, sorted, rolled and deposited. It’s always so satisfying tossing money into a jar for weeks on end because you never know what that collecting will amount too. This jar, I’m guessing at least $300. I’ve got a lot of loonies and toonies in there.

I’ll give you the grand total once it’s been counted. A good portion of this money will be going towards paying off my plane ticket to Toronto and some spending money while I’m in the city, but in the end I’m still up a few hundred.

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